The Eight Best free budget apps for Android and IOS in 2018

Many people are having a difficult time when trying to manage their finances. Luckily for them there are ways you smartphone can help you with that.

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SPENDING  TRACKER

This app keeps track of your income and all of your expenses. It has a nice, simple interface making it easy to to use. In the app there are breakdowns from each transaction that has been entered. This app allows you to track your budget weekly , monthly or yearly. It has a review of 4.5 out of 5.

Here are its features as by the app store :

Simple and intuitive user interface
– helps you to easily manage your spending
– super fast expense entry

 Flexible Time Periods
– choose to track Weekly, Monthly or Yearly

Budget Mode
– optionally set a fixed budget amount to help you meet your spending targets
– carry over any remaining budget to the next month or week

Summary View
– overview of your current balance along with expense and income totals
– see your main areas of spending

Log Expense and Income
– repeat transactions daily, weekly or monthly
– export to CSV for use in a spreadsheet
– export to PDF for viewing and printing (Pro Upgrade required)

Multiple Accounts
– create separate personal, business and savings accounts for example

Reports
– beautiful and interactive charts allow easy visualisation of where your money goes
– view spending grouped by category
– see your history so you can track your progress

Categories
– editable expense and income categories
– choose a quality icon for each category

Syncing (Pro Upgrade required)
– automatically sync your data to other Android devices
– you can also sync to iOS and Windows versions of Spending Tracker, which will require a separate upgrade on these platforms

Backups
– keep your data safe by backing up to Dropbox
– the auto backups feature will take care of it for you

Widget
– put the widget on your home screen for easy access
– quick add buttons

Local Tips
– optionally receive tips when you enter participating local venues (requires location and bluetooth permissions)
– this could include money saving offers

Special design layout for tablets
– optimal use of larger screen size makes it even better for managing your money

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DIGIT

Do you have a hard time setting aside money to save? Automate it with this app! It checks your spending habits and saves a few dollars for you when you can afford it. There are no account minimums and withdraws are not limited.

FEATURES
* Digit saves the perfect amount of money everyday based on your income and spending.
* Withdraw money from your savings at any time. Digit allows unlimited transfers and has no account minimums.
* Earn a 1% Savings Bonus for saving money with Digit. Every 3 months Digit will automatically reward you for saving with a Savings Bonus (currently 1% annually). No fine print, no account minimums. Just sit back and collect your bonuses.

PRICE
Digit is completely free to try. After your trial period, a monthly subscription costs $2.99 and can be canceled anytime.

WHAT PEOPLE ARE SAYING

US News: “The Digit app makes automatic saving a breeze.” 

The Verge: “Digit is the automated savings plan we’ve been waiting for” 

Fast Company: “Turning saving money into a mindless task” 

USA Today: “The best part about Digit is its ability to calculate how much to save from day to day.”  

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FLIPP

This apps compiles all of the weekly store ads into one convenient location. It makes searching for sales in your area quick and easy. You can search by brand, item or category. Inside the app there are coupons which are matched up with sales.

Features include:

– Quickly browse through your favourite local flyers including Dollar General, BI-LO, Winn-Dixie, London Drugs, Co-op and more.

– Match hundreds of coupons with flyers from the brands you love for the most savings.

– Plan ahead and discover deals for each item in your Shopping List.

– Search through hundreds of items, retailers, and brands.

– Clip items to organize deals to make your shopping trip easy.

– Discover deals and ultimate savings with the Discount Slider and save up to 50% off.

– Receive reminders about expiring deals, new offers, and updates from your favourite and nearby retailers to stay on top of your deals.

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EveryDollar

This budget app follows Dave Ramsey’s zero-based budget approach to money management. Categories break down your spending and to where and what you are buying. Know where your money is at a glance. It only takes a few minutes to set up a monthly budget.

Free Features:

Create Your Personal Budget
** Create the best budget and fully customize it in minutes.
** Personal budget access through the app or desktop browser.
** Home budget, personal budget and more can be adjusted throughout the month as life happens.

Monthly Expense Tracker
** Manage money and track spending as it happens in seconds.
** EveryDollar lets you split transactions across multiple budget items.
** The spending tracker shows what you’ve spent and what’s remaining for the month.

Connect with Money Management Experts
** Financial planning with access to our HUGE Endorsed Local Providers program.
** Personal budget app can connect you with real estate, insurance and tax professionals.
** No third-party advertisements that get in the way of your learning.

Exclusive EveryDollar Plus Features:
** Connect app to your bank to import transactions to quickly track spending.
** Manage money and check account balances for connected financial accounts.
** Request a phone call to speak with our amazing support team.
** Upgrade to EveryDollar Plus from the main menu with In-App Purchases.

Create a personal budget to stay on top of your finances. Start tracking expenses and put more into your savings each month with EveryDollar.

You need a budget app

YOU NEED A BUDGET

This app allows you to separate out all your bills by category and ti move money from one category to another if your needs change. This app can sync with other devices allowing a husband and wife( for example) to simultaneously keep track of expenses and balances.

Key Features:
Bank Synching—Easily connect all your accounts in one place.
On the Go— Realtime access to all your data makes it simple to share finances with a partner.
Debt Paydown—The tools and teaching you need to help you get out of debt for good.
Goal Tracking—Set and track goals to reach them faster.
Reporting—Detailed, visual spending and trend reports help you measure progress and improve.
Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week.

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SPLITWISE

This is a great app to use if you shares bills with someone for example roommates. Having all of the shared expenses written down can save you a lot of grief and arguments. You can keep track of individual balances , as well as set up email reminders.

Features:

– Keep track of apartment bills, group trips, random IOUs, and more
– Everyone can log in, see their balances, and add new expenses
– Get push notifications with every update, or just when important bills are due
– (US only) Settle up instantly with PayPal and VenmoPremium

Subscription Service “Splitwise Pro”:
1. Store high-resolution receipts in the cloud (10GB cloud storage)
2. OCR integration for scanning and itemizing receipts
3. Backups to JSON, downloadable from our website
4. Open Exchange Rates integration for converting bills to different currencies
5. Access to “spending by category” budgeting tool
6. Search full expense history

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IBOTTA

This app is like coupling except without the hassle! Earn cash back on grocery purchases you already make just by snapping a picture of your receipt. Plus, get a free $10 bonus just for signing up.

HOW IT WORKS:
1. Find Cash Back Rebates – Before you go shopping, find and add cash back rebates
2. Go Shopping – Buy the things you love from favorite stores, retailers, restaurants, bars and apps
3. Redeem Rebates – Send your receipt and link your loyalty card for instant cash back.
4. Get Cash Back – Cash out via PayPal, Venmo or your choice from a variety of gift cards!

IBOTTA FEATURES:

EARN CASH BACK
– Cash back rebates unlock savings before you start shopping
– Grocery shopping gives you savings before and after each of your trips
– Earn cash for scanning your receipt barcode and using your favorite shopping apps

SHOP AND SAVE
Get discounts and gift cards for thousands of grocery stores, retailers & top apps, including:

– Walmart
– Uber
– Drizly
– Hotels.com
– CVS
– Target
– Kroger
– Groupon
– Minibar
– Atom Tickets
– HotelsTonight
– Thrive Market
– BloomThat
– HotelStorm
– Jet.com
– Ebags
– eBay
– Boxed
– Best Buy
– Bed Bath & Beyond
– JoAnn Fabrics
– Walgreens
– Costco
– World Market
– Orvis
– Petco
– Whole Foods
– Trader Joe’s
– and many more!

GET CASH BACK FOR USING APPS
– Earn cash back from purchases on top apps like Uber, Jet.com, Groupon, Boxed and eBay
– Get discounts without promo codes! Earn cash back the easy way with Ibotta when using your favorite apps

DAILY COUPONS TO HELP YOU SAVE
– Get cash back & coupons to help you save more while you shop
– Discount coupons are available for tons of your favorite stores, brands and apps
– Save travel coupons directly to your mobile device and save them for later

BONUSES FOR EVEN MORE MONEY
– Earn cash just for trying us out – up to $20 in welcome bonuses!
– Cash out and earn MORE (yep, even more) when you buy specific products or reach key
milestones!
– Get a $30 gift card just for referring friends! Share the fun (and cash) with family and friends!

Get gift cards, coupons, and cash back right away

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DOLLARBIRD

This app can help you keep track of exactly what you spend your money on. From there you can make a plan and project how much money you will have in the future. It will remind you of monthly bills and has an easy to use interface.

It comes with:
• A simple calendar-based interface where you can add, keep track and visualize your transactions.
• Advanced AI that learns over time and makes categorization easier.
• Automatic balance calculation for each day or month and a transparent breakdown of your past and planned transactions.
• Option to collaborate with your partner, family or team to manage your finances and stay up to date on common money matters.
• Your data stored in the cloud, available on all your devices regardless of the platform you’re rocking on.

*PRO* features:

Dollarbird offers auto-renewable in-app purchases to access Pro features that allow you to collaborate with your family or team. The service costs $4.99/month or $39.99/year (that’s 4 free months). Payment will be charged to iTunes Account at confirmation of purchase. Your subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. If auto-renewal is not turned off, your iTunes account will be charged for renewal within 24-hours prior to the end of the current period. The renewal cost will be the same as the currently active subscription cost. Subscriptions may be managed by you and auto-renewal may be turned off by going to your iTunes & App Store Settings after purchase. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription.

By subscribing to the Pro features, you will get access to:
• 20 calendars for maximum flexibility to organize your accounts.
• collaboration with up to 3 family or team members.

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